Car Accident Lawyer Long Island NY
A knowledgeable car accident lawyer Long Island NY will certainly tell you that it’s absolutely essential, and required by law, to carry uninsured motorist coverage. But do you know what, exactly, uninsured motorist coverage provides to the insured? In this blog post, we’re going to discuss the important things you need to know about uninsured motorist coverage. We hope this post will serve as a reference point for you to look back at should you have a car accident and need a personal injury lawyer Long Island NY.
What Does Uninsured Motorist Coverage Provide?
Here are some of the basic facts of the uninsured motorist coverage:
- In New York, as with many other states,carrying uninsured motorist coverage is mandatory. This type of coverage provides insurance benefits when the “at-fault” party does not maintain insurance coverage on his/her vehicle. Uninsured motorist coverage also provides compensation for damages caused to the insured’s car by a stolen car, damages caused to the insured’s car by a “hit and run” vehicle (i.e., one that left the scene of the accident), and damages caused to the insured’s car by a car that has been totaled or whose insurance company has decided that it will not cover the cost of the accident. (It then goes without saying that if you’ve been involved in a car accident with a car that falls under any of these descriptions, you should enlist the aid of a car accident lawyer Long Island NY who is knowledgeable and well-respected to help you through the situation immediately!)
- As with other types of insurance in New York, it’s absolutely essential that if you’ve been involved in an accident, that you are aware of certain deadlines. In the legal world, the time you have to file your case is called the statute of limitations.If you’re confused about the statute of limitations, or are unfamiliar with how to properly file your claim within the statute of limitations, it’s imperative to contact a personal injury lawyer Long Island NY who has experience can navigate through these often very complex difficult waters.
- Finally, but certainly no less importantly, there are different types of uninsured motorist coverage. Some uninsured motorist coverage insurance covers property damage, while others cover bodily injuries, pain and suffering and lost wages, among other things. Reading over insurance documents can be complicated, and it may be difficult to determine if you qualify for coverage under the uninsured motorist coverage clause. For that reason, it’s absolutely essential to contact a car accident lawyer Long Island NY that specializes in these sorts of matters to discuss all of the finer points of this type of insurance.
Contact A Car Accident Lawyer Long Island NY Trusts
Car accidents are traumatic enough without having to worry about the added stress of uninsured motorist coverage insurance…or if you even qualify for it. For this reason, do not delay – contact a personal injury lawyer Long Island NY who knows best if you’ve been in a car accident.