Collections Lawyer
Those who are faced with relentless debt collection harassment may be eligible for financial compensation for the annoyance. Some state and federal laws help protect consumers from experiencing unfair treatment from debt collectors. An experienced collections lawyer can offer counsel as you seek restitution for interference that the harassment has caused in your daily life. While a debt collector may have rights to contact a consumer about an overdue payment, there are rules and regulations they must follow, as an attorney, like a collections lawyer in Rockville, MD. from a law firm like the Law Office of Daniel J. Wright, can explain.
Collections lawyers are committed to fighting for the rights of consumers, and they represent clients who have gone through debt collection harassment. A good collections lawyer is educated and aware that debt collectors may use less-than-pleasant strategies to try and get money from you.
When Debt Collection Attempts Turn into Harassment
There is a difference between a professional reminder about an overdue payment, and making threats that the consumer will suffer consequences if payment is not received quickly. When a person first gets harassing calls or letters, it can be frightening. A debt collector may go to great lengths to pressure a consumer into paying up. If you or someone you love has endured any of the following actions, then it may be time to get legal intervention immediately:
- Receiving multiple calls from the debt collector every day/week
- Receiving calls despite making requests to not be contacted in this way
- Receiving calls and/or letters that include abusive or profane language
- The debt collector threatens to harm you or that you will be arrested if you do not respond within a certain period of time
- Talking with those close to you about your debts, such as friends, family, coworkers, boss, etc.
- Receiving calls during inconvenient hours, such as before 8:00am, during dinner time, or after 9:00pm
- Receiving calls from the debt collector at your place of work
- Disregarding your attempts to have the debt verified or receive proof for the amount claimed to be owed
- The debt collector claiming you owe more than you actually do
- Not receiving a letter in the mail first, within five days of the initial collection call
Why Debt Collectors Use Unethical Tactics
A debt collector may use illegal tactics to get a consumer to pay, because they think the consumer will eventually give in and not take legal action. In fact, most consumers probably don’t even realize that what is happening to them can be violating their rights. That is where a collections lawyer can step in, as they are familiar with your rights as a consumer and can fight for this harassment to halt.
Do not let the debt collector continue to scare, threaten or intimidate you into making overdue payments. If the reason you are not paying is due to a severe financial crisis, then collections lawyers will do whatever is within their power to get you back onto your feet. Contact a qualified collections lawyer to schedule your first free consultation with an attorney. Don’t spend another minute suffering harassment from a debt collector.